Like any other EU jurisdiction, Poland has seen a major revamp of its cryptocurrency regulations in 2025, due to the official implementation of the Markets in Crypto-Assets (MiCA) regulation. As a result, setting up any sort of crypto business in Poland has become significantly more difficult, although not impossible. This comprehensive guide will help you prepare for crypto business registration in Poland and avoid complications.
In Poland, the MiCA regulation is gradually being enforced. At the same time, it is still possible to continue operations as a VASP company during the so-called grandfathering period, lasting until July 1, 2026. All new entities wishing to operate in Poland must obtain a license compliant with the MiCA rulebook, and the requirements are numerous.
Yes, the country fully regulates crypto-related activities in 2025. Being an EU member state, Poland is obliged to register new entities in the blockchain sector under the rules set by the MiCA regulation. Thus, every company that applies for and obtains a Poland crypto license after May 2025 becomes a Crypto-Asset Service Provider, or CASP for short.
If you want to run a crypto exchange or wallet service in Poland, you now need to apply for a license under the EU’s new MiCA regulation. Previously, registering as a VASP under Polish anti-money laundering rules was enough, but that’s changed with MiCA’s stricter and more unified approach across Europe. Companies that were already registered can keep operating for a limited time during the transition period, but they still need to apply for a MiCA license before the deadline.
If you're just starting out in 2025, you’ll need to go through the full licensing process with Poland’s financial regulator, the KNF. This includes showing that you have the right initial share capital, strong leadership, and previous experience in the sector, adequate AML-CFT/KYC procedures, and secure tech systems. Without the MiCA license in Poland, continuing to operate legally after the transition period won’t be possible.
Licensed crypto entities in Poland are required to follow strict KYC and AML rules, especially now that MiCA is coming into effect. They must verify the identity of their clients, monitor transactions for suspicious activity, and report anything unusual to the relevant authorities. These obligations apply to both new companies applying for a MiCA license and those still operating under the older VASP registration during the transition period.
Businesses also need to have clear internal procedures, appoint a qualified AML Officer, and train staff regularly. The goal is to prevent crypto services from being used for money laundering or terrorism financing. Following these rules is not just a legal requirement; it also helps build trust with users and regulators.
Poland has one of the most lenient taxation regimes among all EU member states. Crypto businesses registered in Poland are taxed at a corporate income rate of 19%, but this percentage is reduced to 9% only for revenues under EUR 2 million. The reduced rate is only active for the first 2 years of the company's operation. In addition, finance-related activities and services are not subject to the value-added tax (VAT) in Poland.
The first and, of course, most notable advantage of registering a crypto company in Poland is its reputation. EU-registered businesses tend to have the highest visibility on the market, simplified access to banks, and opportunities for global expansion. Although the framework is more stringent compared to offshore or less severely regulated jurisdictions, it helps eliminate the risks often associated with running a FinTech company. Other benefits include lower taxes compared to other European countries, a relatively fast set-up, and moderate operational and maintenance costs for the company.
When it comes to practically any European jurisdiction for crypto, the most considerable risk is accidental non-compliance because of poor preparation and the lack of legal support. It is easy to miss out on many things, whether you are buying an existing VASP or forming a CASP entity in Poland. MiCA itself is a huge compliance challenge, as it has significantly expanded the number of requirements for crypto businesses. The best way to eliminate this risk and stay compliant is to find a legal partner to trust. An experienced agent who knows the nuances of company registration and licensing processes will guide you through building your crypto business in Poland step-by-step.
Foreign investors can set up and run a crypto company in Poland without needing to be physically present. With the help of a local representative or a legal service provider, the entire registration process can be done online. This includes submitting documents electronically and signing them with a digital signature or through a Power of Attorney.
Daily management, accounting, and compliance tasks can be handled remotely using digital tools or outsourced to local professionals. Many businesses also choose to open a Polish bank account or use crypto-friendly FinTech services to manage their finances more smoothly. Overall, remote incorporation is entirely possible if you have a local agent on the ground.
