If you’re looking to save money on your everyday purchases, cashback credit cards are an excellent way to get rewarded. From groceries to gas, these cards give you cashback rebates for spending money you were already going to spend. In this blog, we’ll share some of the best cashback credit cards in Canada and help you decide which one works best for your daily needs.
Cashback credit cards reward you with a percentage of the money you spend back in cash. For example, if your card offers 2% cashback, you’ll get $2 for every $100 you spend. Over time, these rebates add up and put extra money in your pocket.
These cards are perfect for everyday spending like:
● Groceries
● Gas
● Restaurants
● Online shopping
Now, let’s look at the best cashback credit cards available in Canada.
● Earn 2% cashback in up to 3 categories of your choice (like groceries, gas, or dining).
● No annual fee.
● Unlimited cashback on all your spending.
This card is flexible because you can choose your top spending categories to earn the most cashback rebates.
● Earn 4% cashback on groceries and recurring bills.
● Get 2% cashback on gas and daily transit expenses.
● 1% cashback on everything else.
This card is ideal for families or individuals who spend a lot on groceries and bills every month.
Annual Fee: $120 (but the cashback rewards often outweigh the fee).
● Earn 5% cashback on groceries for the first 3 months.
● After that, enjoy 3% cashback on groceries and 1% cashback on other purchases.
● Travel perks like free roadside assistance.
This card is a great pick for those looking to maximize cashback rebates on grocery shopping.
Annual Fee: $120 (waived for the first year).
● Earn 4% cashback on groceries and gas.
● Get 2% cashback on dining, transportation, and recurring bills.
● 1% cashback on all other purchases.
This card is perfect for anyone who regularly spends money on food and commuting.
Annual Fee: $120.
● No annual fee.
● Earn 4% cashback on restaurant purchases.
● 1.5% cash back on gas, groceries, and drugstore purchases.
● 0.5% cashback on everything else.
This is a solid no-fee option for dining out and other everyday expenses.
When deciding which cashback credit card to get, consider these factors:
1. Your Spending Habits: Choose a card that offers the highest cashback rebates in the categories you spend the most (like groceries or gas).
2. Annual Fees: Some cards offer higher cashback but charge an annual fee. Make sure the rewards outweigh the fees.
3. Bonus Offers: Look for cards with introductory cashback rates or other welcome perks.
4. Additional Perks: Some cards come with extras like travel insurance, purchase protection, or roadside assistance.
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Cashback credit cards are a simple way to save money on your everyday spending. Whether you spend the most on groceries, gas, or dining out, there’s a card that can help you maximize your cashback rebates. Be sure to choose a card that fits your lifestyle and spending habits.
Start saving today with one of these top cashback credit cards in Canada!
